"First, you need to be able to prove that you are unable to make your loan payments. You do this by showing your lender documents that support this argument. Your Tupelo home mortgage lender will need to see evidence of your disadvantaged financial situation – loss of job, death of spouse, demotion of self or spouse, divorce, etc. Then you need to list your home for sale and take every action necessary to find a buyer for your home. Let your lender know, so that they can craft a sales contract and handle everything from there."
http://tupelo.churchillmortgage.com/talking-short-sales-with-your-tupelo-home-mortgage-lender/
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